Current Affairs Quiz — 31 August 2026

5 UPSC-style MCQs from daily current affairs, with answers and exam-focused explanations.

Q1.In the Restructured Weather-Based Crop Insurance Scheme (RWBCIS), payouts are triggered using which approach to weather-linked losses?

  • AActual assessed crop-yield losses at the farm level
  • BA weather index-based proxy using quantifiable weather variables
  • CFarm-level officer inspection reports of crop damage
  • DOnly satellite-estimated crop area reduction

Q2.Which crop-insurance technology tool is described as using remote sensing and technology-based methods to provide crop yield estimates under PMFBY?

  • AYES-TECH
  • BWINDS
  • CCROPIC
  • DNCIP

Q3.With reference to Pradhan Mantri Fasal Bima Yojana (PMFBY), what set of functions is the National Crop Insurance Portal (NCIP) stated to support in its digital and governance framework?

  • ADigital farmer enrolment, subsidy administration, access to insured-farmer details, calculation of eligible claims, and electronic transfer of claims directly into farmers’ bank accounts
  • BOnly subsidy administration and information dissemination; claim transfer is done outside NCIP
  • CDigital crop cutting data capture only; claim settlement is through separate portals
  • DOn-ground grievance registration only; claim processing is outside NCIP and outside PFMS

Q4.Bihar decided to implement Pradhan Mantri Fasal Bima Yojana (PMFBY) starting from which season?

  • AKharif 2026
  • BKharif 2024
  • CRabi 2026-27
  • DRabi 2025-26

Q5.Under the Pradhan Mantri Fasal Bima Yojana (PMFBY), what is the maximum premium rate that farmers pay for Kharif foodgrain and oilseed crops?

  • A2%
  • B1.5%
  • C5%
  • D10%